SECTION 1 – What information do we collect? We may collect and process the following data about you: Information that you provide by filling in forms on our website www.smartaccountants.com (our website). This includes information provided at the time of registering to use our website, subscribing to our service, posting material, or requesting further services. We may also ask you for information when you enter a competition or promotion sponsored by us and when you report a problem with our website; If you contact us, we may keep a record of that correspondence; Details of transactions you carry out through our website and of the fulfillment of your orders; Details of your visits to our website including but not limited to traffic data, location data, weblogs, and other communication data; We may collect non-personal information such as IP addresses, browser type, domain names, access times, and referring websites URL which are all used for general statistical purposes only.

SECTION 2 – How do we use this information? We use information held about you in the following ways: to ensure that content from our website is presented in the most effective manner for you and for your computer; to provide you with information related to our services that either you have requested or which might be helpful for your business; to allow interactions between users on various platforms if needed in order to improve client experience; to notify you about changes to our services. We take appropriate security measures to protect against unauthorized access to or unauthorized alteration destruction or disclosure of data. These include internal reviews of our data collection storage and processing practices such as physical security measures as well as measures against fraud theft unauthorized access destruction of data or disclosure

SECTION 3 – DISCLOSURE Smart Accountants is committed to providing the highest quality of services to our clients. As part of these services, we may collect and use personal data such as names, email addresses, phone numbers and other contact information. We understand that your privacy is important and this disclosure explains how we use your personal data in order to provide you with a better service. We process information about you in accordance with applicable law. This includes but is not limited to: To provide you with the services that you have requested; To keep you informed about changes or additions to the services that we offer; To comply with legal requirements. All of your personal data collected by us will be kept secure and confidential. We do not share your information with any third parties, unless it is necessary to provide the services that you have requested or if we are legally required to do so. If you wish to access, amend or delete any of the personal data that we hold about you then please contact us via email at info@smartaccountants.com. We reserve the right to update this Privacy Policy at any time without prior notice in order to comply with applicable laws and regulations. If we make changes, we will post those changes on this page and update the “effective date” at the top of this policy. We hope that this disclosure has been helpful in explaining how Smart Accountants uses your personal data and how we are committed to protecting your privacy. If you have any questions or concerns, please do not hesitate to contact us at support@smartaccountants.in.

SECTION 4 – PAYMENT We use Razorpay for processing payments. We/Razorpay do not store your card data on their servers. The data is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS) when processing payment. Your purchase transaction data is only used as long as is necessary to complete your purchase transaction. After that is complete, your purchase transaction information is not saved. Our payment gateway adheres to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our site and its service providers. For more insight, you may also want to read terms and conditions of Razorpay on https://razorpay.com

SECTION 5 – THIRD-PARTY SERVICES In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us. However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions. For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers. In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located. Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service. Links When you click on links on our site, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.

SECTION 6 – SECURITY To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

SECTION 7 – COOKIES We use cookies to maintain session of your user. It is not used to personally identify you on other websites.

SECTION 8 – AGE OF CONSENT By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

SECTION 9 – CHANGES TO THIS PRIVACY POLICY We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it. If our site is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.

QUESTIONS AND CONTACT INFORMATION If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at support@smartaccountants.in or by mail at No.138, F3 B Wing, 1st floor, Ameen Manors, Nungambakkam High Rd, near Indian Oil Bhavan, Chennai, Tamil Nadu 600034

[Re: Privacy Compliance Officer] [No.138, F3 B Wing, 1st floor, Ameen Manors, Nungambakkam High Rd, near Indian Oil Bhavan, Chennai, Tamil Nadu 600034]

Cancellation Terms: Smart Accountants does not accept cancellation requests under any circumstances. Please review your order before making payments.

Replacement Terms: Smart Accountants does not accept any replacement requests under any circumstances. Please review your order before making payments.

Refund Terms: Smart Accountants does not accept any refund requests under any circumstances. Please review your order before making payments.

Contact Information: For any cancellation, refund, or return requests, please contact us at support@smartaccountants.in / 9003292055.